Owners
Approve every line before you pay for it, and get a waiver with every payment.
For ownersFor owners, lenders, GCs and subs
Proof before payment.
Construction payment control for everyone on the job. Each pay app is approved line by line, money moves only for approved work, and a lien waiver goes out with every payment.
Not project management. Not accounting. Payment control.
What is VisiPay
The owner, the GC and every sub on one project, with one clear picture of the money.
The problem
The work, the approvals and the money move on separate tracks.
Owners and lenders release money without seeing line-level proof. GCs chase waivers and carry the gap. Subs mobilize crews and buy material before they know where the money stands. Everyone is working from a different version of the same job.
Pay app
One pay app. Every line accounted for.
Approved lines pay. A disputed line holds alone. Each payment carries its own waiver.
Funds stay with a regulated bank.
Funds sit with our regulated payment partner's bank, and payments move by ACH.
Any currency, any rail. VisiPay is built to be currency-agnostic and to work across traditional banking and DeFi (decentralized finance) rails, with the same approvals, waivers and record. Need a specific currency, rail or setup? We build custom solutions.
Proof
Built so every payment can stand on its own.
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Line by line approval
Every pay app is approved line by line. Money moves only for the lines that are approved.
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Lien waiver with every payment
A waiver is generated with the payment it covers, so the paper and the money always match.
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Narrow holds
A dispute holds only the line in question. Everyone else on the job keeps getting paid.
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Permanent tamper-evident record
Every approval, payment and waiver is recorded with who, what and when.
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Privacy by role
Each party sees what it needs and nothing more. A sub sees its own work and pay.
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One pay app
One approved pay app pays the GC and every sub on it, each with its own waiver.
Who it is for
One project. Four parties. One record.
Lenders
Follow a project your borrower shares with you. See funded and paid out by line, with waivers and the record on the same project.
For lendersGCs
Approve once and VisiPay pays you and every sub on the pay app, each with its own waiver.
For GCsSubs
Price your own line, see the funding status before you mobilize, and get paid from the same pay app as the GC.
For subsThe record
Every step, on the record.
Permanent tamper-evident record
Every approval, payment and waiver lands in one permanent record that can't be quietly changed. When someone asks who approved a line, when it paid, or which waiver covers it, the answer is already there. The record is hash-chained and stored on AWS (Amazon Web Services); entries can be amended but never changed or deleted.
Easy, fast, transparent audits. The audit trail builds itself while the job runs.
Privacy by role
One project, separate views. Owners see the whole job. Each contractor sees only its own work and payments. A lender the owner adds sees progress as percentages, never dollar amounts.
Company
Built by builders.
VisiPay was designed by a licensed engineer and general contractor, for the way construction actually pays.
Patent-pending payment control.
The way VisiPay funds, locks and pays a project is patent-pending.
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David Brucker, P.E.
President and Co-founder
David Brucker, P.E., is President and co-founder of VisiPay. He is a licensed Professional Engineer in Kansas and Missouri and a Class A General Contractor, approaching 30 years in land development and Clean Water Act work. He owns Hometown Lawn, Pool and Engineering in Olathe.
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Barry E. Nelson, MBA, CEPA, CMFC, CBDA
CEO and Co-founder
Barry E. Nelson, MBA, CEPA, CMFC, CBDA, is CEO and co-founder of VisiPay. He brings more than 30 years in capital formation and business development across asset management, private wealth and bank platforms, in senior roles with large financial institutions.
Headquartered in Olathe, KS.
Everyone gets paid at once. Approved lines pay the GC, subs and suppliers at the same time, straight from our regulated payment partner's bank. The GC never holds sub money.
Run your next job on VisiPay.
Bring one project. Sign up, and once we approve you, run it on VisiPay line by line.